Mon to Sat - 9:00 to 19:00 Hrs amit@wealthcircle.org +91 33 2238 0019
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Our Services

Key Features of Our Services

We offer comprehensive lending and financing solutions designed to optimize your capital structure and secure funding on favorable terms.

Term Loans

Long-term loans tailored for capital expenditure, business growth, and asset acquisition.

Bank Guarantee

Secure your contracts and obligations with reliable bank guarantee facilities.

Cash Credit

Flexible credit lines to manage working capital and day-to-day business operations.

Home Loans

Affordable home financing solutions for individuals and families.

Lease Rental Discounting

Unlock liquidity using rental receipts from commercial or residential properties.

Loan Against Property

High-value loans secured against your residential or commercial property.

Working Capital Loan

Customized funding for your business’s short-term operational requirements.

Letter of Credit

Facilitate trade with secure letter of credit services for domestic and international transactions.

Benefits of Our Services

Benefits of Our Services

Our debt syndication services deliver significant advantages to businesses seeking optimal financing solutions. We leverage our expertise and banking relationships to secure the most favorable terms possible.

Competitive Interest Rates

We negotiate with multiple lenders to secure the most competitive interest rates for your business.

Optimized Debt Structure

We design financing structures that align with your cash flow patterns and business objectives.

Faster Processing Time

Our established relationships with lenders expedite the approval and disbursement process.

Flexible Repayment Terms

We negotiate customized repayment schedules that accommodate your business's financial capabilities.

Access to Multiple Funding Sources

We connect you with a diverse range of lenders, including banks, NBFCs, and alternative financing sources.

"Wealth Circle Consultants helped us secure a ₹75 crore term loan for our commercial project at rates significantly lower than what we could negotiate directly. Their expertise in structuring the deal and relationships with lenders made all the difference."

Vikram Desai, CFO
Pinnacle Developers Ltd.

Our Process

We follow a structured approach to ensure efficient and effective debt syndication for your business.

1

Initial Consultation & Assessment

We begin by understanding your business, financial position, and funding requirements through a detailed consultation. Our team analyzes your financial statements, business plan, and industry dynamics to assess your debt capacity and optimal financing structure.

Timeframe: 1-2 weeks
2

Financing Strategy Development

Based on our assessment, we develop a comprehensive financing strategy tailored to your specific needs. This includes determining the optimal debt mix, identifying potential lenders, and establishing key terms and conditions to be negotiated.

Timeframe: 2-3 weeks
3

Information Memorandum Preparation

We prepare a comprehensive information memorandum that presents your business, project, and financing requirements in the most favorable light. This document serves as the primary marketing tool for approaching potential lenders.

Timeframe: 3-4 weeks
4

Lender Approach & Term Sheet Negotiation

We approach selected lenders with your financing proposal and manage the entire negotiation process. Our team works to secure multiple term sheets with competitive terms and conditions, giving you options to choose from.

Timeframe: 4-6 weeks
5

Due Diligence & Documentation

We coordinate the due diligence process with the selected lender(s) and assist in preparing and reviewing all necessary documentation, including loan agreements, security documents, and other legal paperwork.

Timeframe: 6-8 weeks
6

Financial Closure & Disbursement

We manage the process through to financial closure, ensuring all conditions precedent are satisfied and coordinating the disbursement of funds according to the agreed schedule.

Timeframe: 2-4 weeks

Success Stories

Explore how our debt syndication services have helped businesses across various sectors achieve their financing objectives.

Residential Project Financing
Real Estate
Luxury Residential Project Financing
Client: Premium Homes Developers
Challenge: Secure financing for a 250-unit luxury residential project in South Kolkata
Solution: Structured and syndicated a ₹120 crore term loan with a consortium of three banks
Result: Secured financing at 50 bps below market rates with flexible drawdown schedule
View Full Case Study
Solar Power Project Financing
Renewable Energy
Solar Power Project Financing
Client: GreenSun Energy Solutions
Challenge: Arrange project financing for a 25 MW solar power plant in Gujarat
Solution: Structured a ₹85 crore project finance facility with a 15-year tenor
Result: Achieved 80:20 debt-equity ratio with favorable repayment terms aligned with project cash flows
View Full Case Study
Hotel Refinancing
Hospitality
Hotel Debt Restructuring
Client: Luxury Retreats Hospitality
Challenge: Refinance existing high-cost debt for a 5-star hotel property in Mumbai
Solution: Negotiated a ₹150 crore refinancing package with extended tenor and reduced interest rate
Result: Reduced interest cost by 2.5% annually, saving ₹3.75 crore per year
View Full Case Study

Get In Touch

Reach out to discuss how we can help your business achieve its financial objectives and strategic goals.

Contact Us
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Contact Information
Branch Office
WEALTH CIRCLE ADVISORY LLP
33, Chittaranjan Avenue, Suit No.-910, Kolkata-700012
Corporate Office:
WEALTH CIRCLE CONSULTANTS LLP
Shree Krishna Square, Suite No-5A,
2A, Grant Lane, Kolkata-700012
Phone
+91 33 4064 6400
+91 98310 47520
Email
info@wealthcircle.in
contact@wealthcircle.in
Business Hours
Mon–Fri: 9:30 AM – 6:30 PM
Sat–Sun: Closed